Services

Real estate & investment financing, for people who move fast

Buy-to-rent, fix-and-flip, wholesale, construction, and commercial real estate are the deals we place most. Everything else commercial runs through the same independent broker — one application, a nationwide lender panel, all 50 states.

Core specialties

The five deals that lead our desk

These are the requests our clients bring us most — and the lending relationships we keep sharpest. If your deal looks like one of these, you’re in the right place.

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Commercial Real Estate
Most requested

For owners & investors

Commercial Real Estate

Purchase, refinance, bridge, and construction financing for income-producing and owner-occupied commercial property.

  • Owner-occupied & investment property
  • Refinance and cash-out
  • Bridge and construction loans
Buy-to-Rent / Investment Property

For rental portfolios

Buy-to-Rent / Investment Property

Purchase and refinance funding for single-family rentals, townhomes, and multi-unit investment properties — underwritten on the income the property brings in.

  • Purchase, refinance & cash-out
  • Single-family to multi-unit
Wholesale Financing

For deal-makers

Wholesale Financing

Financing that keeps wholesale deals alive — earnest money, assignment and double-close structures, and fast turnaround when your contract window is tight.

  • Assignment & double-close structures
  • Earnest money & deposit funding
Fix-and-Flip

For active flippers

Fix-and-Flip

One loan for the purchase and the rehab, with draws tied to progress — built for flippers who need to move fast and exit clean.

  • Purchase + rehab in one loan
  • Progress-based draw schedules
Construction Financing

For ground-up builds

Construction Financing

Ground-up construction and heavy rehab financing, from land and foundation to completion — with draw schedules that match how builders actually build.

  • Ground-up & heavy rehab loans
  • Construction-to-permanent programs

And everything else commercial

The full panel — never residential

If it’s commercial and it’s not residential, we can usually find it. The rest of the desk, below, covers the same ground most brokers stop at.

For investors

Investment Loans

Funding for investors acquiring assets, repositioning properties, or moving on a time-sensitive deal.

  • Acquisition & bridge funding
  • Fix-and-flip and repositioning

For operating businesses

Business Loans

Working capital, expansion, renovations, and operational funding for established companies that need to move.

  • Term loans and lines of credit
  • Expansion & growth capital

Cash flow, kept moving

Working Capital

Lines of credit and short-term funding to smooth cash flow, cover payroll, and keep operations running through busy seasons.

  • Business lines of credit
  • Invoice-backed and merchant advances

Assets, financed well

Equipment Financing

New or used equipment, vehicles, and machinery — with terms matched to the life of the asset.

  • New & used equipment
  • Vehicles and heavy machinery

More paths to yes

SBA & Specialty Programs

SBA-backed loans, government-guaranteed programs, invoice factoring, and hard-to-place credit that traditional banks decline.

  • SBA 7(a) and 504 access
  • Invoice factoring

Not sure which program fits?

That’s our job. Describe what you’re trying to do and we’ll find the structure — you don’t need to know the product names.

Commercial only. Never residential.

Consumer mortgages and personal loans aren’t what we do — so the relationships we keep and the panel we shop are built for business and investment deals only.

Get started

Tell us about your deal

Real estate deal, business loan, or something in between — share a few details and a specialist will come back with clear options.

No obligation. Your information is confidential and never sold. All 50 states served.

Prefer email? vanguardvisionary@gmail.com